How we calculate these estimates: Figures combine each state's statutory base fine, per-mph-over surcharge, and typical court fees into a single estimated range. We do not add county-, city-, or municipality-specific surcharges, which can push the real total higher or lower.
Actual fines vary by county, municipality, and court, and are set at the discretion of the presiding judge. These estimates are for planning purposes only — always confirm the exact amount on your citation or with your local court before paying.
Missouri Speeding Ticket Calculator
Key Takeaway
Speeding ticket costs in Missouri depend on your speed, location, court fees, and state-specific penalties. This guide explains estimated fines, possible license points, insurance impacts, and available options after receiving a speeding ticket in Missouri.
For drivers in Missouri who received a speeding ticket and want to understand total cost — fine, court fees, points, and insurance impact — before their court date.
Estimate your fine, license points, and reckless driving risk for Missouri. State pre-selected.
70 mph
Max highway speed
$155
Typical 10 over fine
25 mph
Over = reckless risk
Estimated Fine
mph over
points
reckless
Tap each tab to explore your full ticket impact
Based on average $1,200/yr premium and 25% increase for 3 years. Your actual costs may vary.
Compare With Nearby States
Estimate includes typical court fees & surcharges. Not legal advice.
Missouri Speeding Fine Reference (Highway)
| Speed Over Limit | Typical Fine Range | License Points | Risk Level |
|---|---|---|---|
| +5 mph | $140 – $196 | 2 pts | Low |
| +10 mph | $155 – $217 | 2 pts | Low |
| +15 mph | $170 – $238 | 3 pts | Moderate |
| +20 mph | $185 – $259 | 3 pts | Moderate |
| +25 mph | $200 – $280 | 4 pts | Reckless |
| +30 mph | $215 – $301 | 5 pts | Reckless |
Ranges include estimated court fees and surcharges. Actual fines vary by county. Not legal advice.
Understanding Speeding Fines in Missouri
Missouri's position as a major east-west corridor (I-70) and north-south corridor (I-55, I-44) makes it a heavily traveled and actively enforced state. The point thresholds for suspension are tiered and relatively low — 8 points in 18 months triggers a 30-day suspension — making Missouri drivers particularly sensitive to even moderate violations in a short period.
In Missouri, going 10 mph over the speed limit on a highway typically results in an estimated fine of $155–$217, including court costs and administrative fees. The fine increases to approximately $185–$259 for 20 mph over and $215–$301 for 30 mph over. Road type significantly affects your total: fines in school zones are multiplied by 2.5×, and construction zone fines are doubled.
A Missouri speeding ticket consists of a base fine of $45 plus $3/mph over the limit, with an additional $80 in court costs and administrative surcharges. For example, going 15 mph over the speed limit would cost approximately $170 before road-type multipliers are applied. These figures reflect typical statewide fine schedules; exact amounts vary by county.
Key Missouri Speeding Laws
-
Missouri triggers a 30-day suspension at 8 points in 18 months, 60 days at 12 points in 12 months, and 1-year revocation at 18 points in 24 months.
-
Work zone fines are doubled in Missouri; a second work zone violation within 2 years triggers an additional mandatory $500 fine on top of the doubled base.
-
Radar detectors are legal in Missouri on all roads, including interstate highways — one of many states where detector use is explicitly permitted.
License Points in Missouri
Missouri uses a point system to track driver violations. A standard speeding infraction typically adds 2–4 points to your Missouri license depending on the severity. Accumulating 12 or more points within 1 year triggers a license suspension or mandatory DMV hearing.
Beyond license points, a speeding conviction in Missouri typically raises auto insurance premiums by 20–35%, with the surcharge lasting 3–5 years. The total long-term financial impact of a single speeding ticket — including fines, court costs, and insurance — commonly exceeds $1,000–$1,500 over the surcharge period.
Tips for Missouri Drivers
Missouri allows SIS (Suspended Imposition of Sentence) for eligible first-time offenders, where the sentence is suspended pending 1–2 years of good behavior and community service. If successfully completed, no conviction appears on your record. This is one of the most favorable outcomes available in Missouri traffic court and is worth specifically requesting.
If you are stopped for speeding in Missouri, be polite and cooperative with the officer. Anything you say can be referenced in court. Before paying a ticket online, consider whether contesting it or requesting traffic school produces a better financial outcome — the insurance savings over 3–5 years typically far exceed the inconvenience of a court appearance.
Missouri at a Glance
Updated Jun 2026- Max highway speed
- 70 mph
- School zone speed
- 20 mph
- Reckless driving
- 25+ mph over
- Base fine
- $45
- Per mph over
- $3
- Court fees
- ~$80
- Suspension threshold
- 12 pts / 1yr
What to Do After Getting a Speeding Ticket in Missouri
Start by reviewing your citation for errors, then check your response deadline — most states give you 15 to 30 days. From there you can pay the fine, request traffic school, or contest the ticket in Missouri court, each with different effects on your record and insurance.
Full step-by-step guide: what to do after a ticket →Ways to Fight a Speeding Ticket in Missouri
Options include traffic school, challenging radar/laser calibration records, negotiating a non-moving violation plea, requesting a deferred judgment, or appearing in court instead of paying online — each with different eligibility rules and outcomes.
Full step-by-step guide to fighting a speeding ticket →How Speeding Tickets Affect Insurance in Missouri
20–35%
Average premium increase after a speeding conviction
3–5 yrs
How long the insurance surcharge stays on your policy
$800–$2K
Typical total insurance increase per speeding conviction
How the cost adds up
Insurers find out at policy renewal via an MVR check — traffic school can prevent the conviction from ever appearing. On a typical $1,200 annual premium, a 25% surcharge alone can cost 3–6× the original fine over the surcharge period.
See the full insurance cost breakdown →Frequently Asked Questions — Missouri Speeding Tickets
Share this calculator
Help others estimate their Missouri speeding ticket cost.
Related State Calculators
Related Resources
Guide
How to Fight a Speeding Ticket: Step-by-Step Guide
Contest your ticket in court, request traffic school, or negotiate a non-moving violation plea.
Guide
How Much Does a Speeding Ticket Raise Your Insurance?
See how much a conviction raises your premiums, for how long, and how to minimize it.
FAQ
Speeding Ticket FAQ
Common questions about fines, points, and insurance, answered.
Tool
Speeding Ticket Calculator
Estimate your fine for any state, speed, and road type.
Missouri Speeding Laws
- ⚖️RSMo § 304.012 — No person shall drive at a speed greater than is reasonable and prudent under existing conditions
- ⚖️RSMo § 304.010 — Posted speed limits (70 mph interstates and multi-lane divided highways, 65 mph other state highways, 60 mph county roads, 25 mph residential unless otherwise posted)
- ⚖️RSMo § 304.014 — Fines doubled in active construction/work zones when workers are present and warning signs are posted
- ⚖️RSMo § 304.015 — 20 mph school zone limit when children are present or during posted hours; enhanced fines apply
- ⚖️RSMo § 304.016 — Driving 20+ mph over posted limit or exceeding 100 mph classified as excessive speeding with enhanced penalties; speeds over 80 mph are a Class C misdemeanor on some roadways
Missouri Speeding Fine Schedule
| MPH Over Limit | Base Fine | Est. Total w/ Fees | Notes |
|---|---|---|---|
| 1–5 | $50–$75 | — | 2 points; often amendable to non-moving violation with attorney |
| 6–10 | $75–$100 | — | 2 points; court amendment to non-moving violation common in KC and St. Louis metro areas |
| 11–15 | $100–$150 | — | 3 points; approaching intervention level for repeat offenders |
| 16–19 | $150–$200 | — | 4 points; nearing first suspension threshold |
| 20–25 | $200–$300 | — | 6 points classified as excessive speeding; significant suspension risk with this single violation |
| 26+ | $250–$500 | — | 6 points; possible criminal misdemeanor charges for extreme speeds above 80 or 100 mph |
How Much a Missouri Speeding Ticket Raises Your Insurance
Average rate increase: 15–30% for a standard speeding conviction
How long it stays on your record: 3–5 years (most insurers pull 3-year MVR; some check 5 years)
Defensive driving discount: 5–10% off base premium after completing approved course
Estimated 3-year total cost: $500–$1,500+ over 3–5 years in added premiums for a mid-range speeding ticket
Court amendment to non-moving violation (0 points) can completely eliminate insurance impact — making attorney fees cost-effective for most violations above 6 mph over the limit
Missouri License Point System
Suspension Thresholds:
- ⚠️8 points in 18 months → 30-day suspension
- ⚠️12 points in 12 months → 60-day suspension
- ⚠️18 points in 24 months → 90-day suspension
- ⚠️24 points in 36 months → 1-year revocation
Traffic School in Missouri
Speeding Enforcement by City
Kansas City
Heavy enforcement on I-70, I-435, I-35, and US-71. KCPD and Missouri State Highway Patrol both active. Jackson County courts frequently allow attorney amendment to non-moving violations. High enforcement near I-70/I-435 interchange and downtown corridors.
St. Louis
Enforcement split between St. Louis City and St. Louis County (separate jurisdictions with different courts). I-44, I-55, I-64, and I-70 heavily patrolled. Both jurisdictions commonly allow attorney amendment to non-moving violations. City courts tend to process violations faster than county courts.
Springfield
I-44 is the primary enforcement corridor — Missouri State Highway Patrol regularly stations troopers. Greene County Circuit Court handles violations. Limited amendment opportunities compared to metro areas; negotiated plea agreements less common.
Columbia
I-70 corridor sees heavy enforcement through Boone County. University of Missouri events and semester starts increase patrol density. Boone County courts do allow attorney amendments in appropriate cases. US-63 north/south corridor also monitored.
How to Fight a Speeding Ticket in Missouri
Common defenses:
- Radar or LIDAR calibration records and officer certification
- Speed sign placement or visibility obstruction
- Pacing accuracy and officer following distance
- Necessity or emergency circumstances
Payment deadline: Typically 30 days from citation date to respond or pay; court date listed on citation