Estimates are for educational purposes only. Actual fines vary by county and circumstances. Learn more
Last updated: June 2026

How we calculate these estimates: Figures combine each state's statutory base fine, per-mph-over surcharge, and typical court fees into a single estimated range. We do not add county-, city-, or municipality-specific surcharges, which can push the real total higher or lower.

Actual fines vary by county, municipality, and court, and are set at the discretion of the presiding judge. These estimates are for planning purposes only — always confirm the exact amount on your citation or with your local court before paying.

Arizona Speeding Ticket Calculator

Key Takeaway

Speeding ticket costs in Arizona depend on your speed, location, court fees, and state-specific penalties. This guide explains estimated fines, possible license points, insurance impacts, and available options after receiving a speeding ticket in Arizona.

For drivers in Arizona who received a speeding ticket and want to understand total cost — fine, court fees, points, and insurance impact — before their court date.

Estimate your fine, license points, and reckless driving risk for Arizona. State pre-selected.

75 mph

Max highway speed

$235

Typical 10 over fine

20 mph

Over = reckless risk

📍 Arizona Pre-selected
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Arizona Speeding Fine Reference (Highway)

Speed Over Limit Typical Fine Range License Points Risk Level
+5 mph $205 – $287 2 pts Low
+10 mph $235 – $329 2 pts Low
+15 mph $265 – $371 3 pts Moderate
+20 mph $295 – $413 3 pts Moderate
+25 mph $325 – $455 4 pts Reckless
+30 mph $355 – $497 5 pts Reckless

Ranges include estimated court fees and surcharges. Actual fines vary by county. Not legal advice.

Understanding Speeding Fines in Arizona

Arizona has one of the most aggressive speed enforcement environments in the Southwest, combining traditional patrol with an extensive photo-radar network on state highways. The Aggressive Driving statute is particularly notable: a single speeding violation combined with another moving violation can escalate to a criminal misdemeanor charge rather than a simple civil infraction.

In Arizona, going 10 mph over the speed limit on a highway typically results in an estimated fine of $235–$329, including court costs and administrative fees. The fine increases to approximately $295–$413 for 20 mph over and $355–$497 for 30 mph over. Road type significantly affects your total: fines in school zones are multiplied by 2.5×, and construction zone fines are doubled.

A Arizona speeding ticket consists of a base fine of $15 plus $6/mph over the limit, with an additional $160 in court costs and administrative surcharges. For example, going 15 mph over the speed limit would cost approximately $265 before road-type multipliers are applied. These figures reflect typical statewide fine schedules; exact amounts vary by county.

Key Arizona Speeding Laws

  • Arizona's Aggressive Driving law makes it a criminal misdemeanor to speed combined with two or more other violations such as tailgating, improper lane change, or failure to yield.

  • Photo radar is used on state highways; you have the right to appear in court and challenge the citation — unserved photo tickets do not go on your record.

  • Driving 100+ mph in Arizona triggers a mandatory court appearance and the judge has authority to immediately suspend your license.

License Points in Arizona

Arizona uses a point system to track driver violations. A standard speeding infraction typically adds 2–4 points to your Arizona license depending on the severity. Accumulating 8 or more points within 1 year triggers a license suspension or mandatory DMV hearing.

Beyond license points, a speeding conviction in Arizona typically raises auto insurance premiums by 20–35%, with the surcharge lasting 3–5 years. The total long-term financial impact of a single speeding ticket — including fines, court costs, and insurance — commonly exceeds $1,000–$1,500 over the surcharge period.

Tips for Arizona Drivers

If you receive a photo-radar ticket in Arizona, confirm whether it was properly served — mailed citations that were never legally served are not enforceable. For camera-issued tickets, you must receive proper service (not just a mailed notice) before the violation goes on your record or becomes collectible.

If you are stopped for speeding in Arizona, be polite and cooperative with the officer. Anything you say can be referenced in court. Before paying a ticket online, consider whether contesting it or requesting traffic school produces a better financial outcome — the insurance savings over 3–5 years typically far exceed the inconvenience of a court appearance.

Arizona at a Glance

Updated Jun 2026
Max highway speed
75 mph
School zone speed
15 mph
Reckless driving
20+ mph over
Base fine
$15
Per mph over
$6
Court fees
~$160
Suspension threshold
8 pts / 1yr

What to Do After Getting a Speeding Ticket in Arizona

Start by reviewing your citation for errors, then check your response deadline — most states give you 15 to 30 days. From there you can pay the fine, request traffic school, or contest the ticket in Arizona court, each with different effects on your record and insurance.

Full step-by-step guide: what to do after a ticket →

Ways to Fight a Speeding Ticket in Arizona

Options include traffic school, challenging radar/laser calibration records, negotiating a non-moving violation plea, requesting a deferred judgment, or appearing in court instead of paying online — each with different eligibility rules and outcomes.

Full step-by-step guide to fighting a speeding ticket →

How Speeding Tickets Affect Insurance in Arizona

20–35%

Average premium increase after a speeding conviction

3–5 yrs

How long the insurance surcharge stays on your policy

$800–$2K

Typical total insurance increase per speeding conviction

How the cost adds up

Insurers find out at policy renewal via an MVR check — traffic school can prevent the conviction from ever appearing. On a typical $1,200 annual premium, a 25% surcharge alone can cost 3–6× the original fine over the surcharge period.

See the full insurance cost breakdown →

Frequently Asked Questions — Arizona Speeding Tickets

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Related Resources

Arizona Speeding Laws

  • ⚖️A.R.S. § 28-701 — No person shall drive a vehicle at a speed greater than is reasonable and prudent under the circumstances and having regard to actual and potential hazards
  • ⚖️A.R.S. § 28-702 — Absolute speed limits (75 mph rural limited-access highways, 65 mph other limited-access highways, 55 mph other state highways, 25 mph business/residential districts)
  • ⚖️A.R.S. § 28-710 — Speeding in a posted construction zone with workers present triggers doubled civil penalties; warning signs must be posted to activate doubling
  • ⚖️A.R.S. § 28-797 — 15 mph school zone limit when children are present; failure to reduce speed is a civil violation with enhanced penalties
  • ⚖️A.R.S. § 28-701.02 — Criminal speeding (Class 3 Misdemeanor): 35+ mph over posted limit, 20+ mph over in a business or residential district, or 85+ mph anywhere in the state

Arizona Speeding Fine Schedule

MPH Over Limit Base Fine Est. Total w/ Fees Notes
1–10 $150–$200 — Civil infraction; Traffic Survival School (TSS) available to dismiss the violation entirely
11–20 $200–$280 — Civil infraction; TSS available if driver has fewer than 8 MVD points in 12 months
21–34 $280–$400 — Civil infraction; approaching criminal threshold — attorney advisable at high end
35+ $400–$500+ — Class 3 Misdemeanor (criminal); TSS not available; hire a traffic attorney
85+ mph (any zone) $400–$500+ — Class 3 Misdemeanor regardless of posted limit; criminal record possible

How Much a Arizona Speeding Ticket Raises Your Insurance

Average rate increase: 20–35% for a civil speeding conviction; criminal speeding (misdemeanor) can trigger 50–100% increase or non-renewal

How long it stays on your record: 3 years (civil violations visible to insurers for 3 years from conviction date)

Defensive driving discount: TSS dismissal = zero rate increase for that ticket; voluntary course completion may yield 5–10% premium reduction

Estimated 3-year total cost: $400–$1,500+ over 3 years in added premiums for a standard speeding ticket

Criminal speeding (misdemeanor on criminal background check) is treated far more harshly by insurers than a civil ticket — shop rates immediately after any criminal traffic conviction

Arizona License Point System

Traffic School in Arizona

Speeding Enforcement by City

Phoenix

Highest enforcement volume in state. Active DPS and Phoenix PD on I-10, I-17, SR-51 (Piestewa Freeway), and Loop 101. Phoenix previously operated photo radar on I-10 downtown (removed 2010 when state program ended). Red-light cameras remain at select intersections.

Tucson

DPS enforcement concentrated on I-10 through metro Tucson, I-19 south to Nogales, and SR-77. Tucson PD enforces city arterials. Southern border corridor sees high DPS patrol density.

Scottsdale 📷

Among the strictest local enforcement in Arizona. Scottsdale PD operates photo radar on arterials and school zone approaches. Loop 101 through Scottsdale is heavily ticketed by both DPS and Scottsdale PD. Local courts have low plea-deal rates.

Mesa

Active enforcement on US-60 (Superstition Freeway) and Loop 202 (Santan/South Mountain Freeways). Mesa Municipal Court handles citations. High-density suburban growth driving increased enforcement presence.

How to Fight a Speeding Ticket in Arizona

Common defenses:

  • LIDAR or radar calibration records and officer certification documentation
  • Visual estimation vs. instrument reading inconsistency
  • Speed limit sign missing, obscured, or improperly placed
  • GPS or speedometer evidence supporting lower speed
  • Necessity defense (emergency circumstances requiring higher speed)

Payment deadline: 30 days from citation date (printed on ticket); missing deadline can result in a default civil judgment or warrant